Thunderbird

Why Choose Us?

We are transforming business lending using tech. We champion business owners, offering business loans secured by real property – directly to you, without the cost of a broker.

Why is this game-changing? Typically, the lender pays the broker for bringing you, the borrowing business, to the table. As a result, the lender charges you thousands in fees to cover that cost, significantly increasing your expenses. Not at Thunderbird. By working directly with us, those extra fees are eliminated and the savings are passed on to you.

Get Pre-Approved

Get pre-approved for free in minutes and receive an estimated loan amount.

Collect Information

We request any relevant information required to process your loan.

Pay Inspection Deposit

After a preliminary review of your application, we will prompt you to pay an inspection deposit, refundable after your loan is funded.

Work With an Expert Loan Advisor

You will be assigned to one of our loan advisors who will assist with any inquiries and guide you through the loan process.

Receive Funds in Your Business Bank Account

Agree to loan terms and immediately receive funding within 5 business days of a completed application.

Thunderbird does not require the pledged property to be free and clear, meaning, for example, Thunderbird's loan can be in a junior lien position. Further, business debt unrelated to the pledged property doesn’t affect eligibility.

A junior lien is a loan that is secured against the pledged property, but it ranks behind another loan (or loans) in terms of priority. A junior lien taken by Thunderbird allows you to tap into the equity that has been built in the pledged property, without having to refinance the already existing loan(s). This can be particularly advantageous if there has been a significant increase in the value of the pledged property since incurring the existing debt.

Yes, you can use Thunderbird financing to refinance existing business-related credit card debt, allowing for more favorable interest rates and payment terms.

The main requirements include proof of business ownership and financial capacity, along with lendable equity in real estate to secure the loan.

Financing must be used for legitimate business purposes, such as capital investment, property acquisition, refinancing business debt, and more. This financing is not eligible to be used for personal expenses.

Yes, you can repay your loan early, but we require the equivalent of 12 months' interest to be included if the loan is repaid before the first 12 months have passed. After these first 12 months, you can pay off the loan at any time without any additional charge.

To apply for a loan, you'll need to provide basic personal and business information, three months of bank statements, and details about the pledged property.

The value of your pledged real estate is assessed by our proprietary valuation algorithm, which considers market conditions, property conditions, and comparable sales data. Later in the application process, this value is adjusted and confirmed by a professional third-party appraisal.

Thunderbird employs robust encryption and security protocols to protect your personal and business information and uses it solely for the purpose of loan processing and account management.

A 'Completed Application' is achieved once all required forms are fully completed and submitted, along with the receipt of your Title Insurance Report and Property Inspection Report by our team. Upon meeting these criteria, we assure funding of your business loan within 5 days.

Get approved for a

rate today

Pledge your real estate to fund your business.

No broker fees. Directly to you.

The corporate backgrounds that shape Thunderbird's leadership

All Application Fees 100% Refunded

Immediate Approval

Flexible Junior Lien Financing

Receive Your Loan in 5 Business Days

Grow Your Business with Swift Funding

What type of property do you own?

Residential Property

Commercial Property